SIP Calculator: Plan Your Mutual Fund Investments in India
Calculate the future value of your SIP, required monthly investment, or investment duration for mutual fund goals. Perfect for investors and financial planners in India.
Your SIP Calculation Result
Result
Results will appear here.
Calculation Steps
Steps will appear here after calculation.
SIP Investment Tips
Start SIPs early to maximize returns.
Choose funds based on your risk profile.
Review Indian mutual funds for expected returns.
More Tools to Explore:
Your Guide to SIP Investments in India
What’s a SIP Calculator?
This tool calculates the future value of SIP investments, monthly investment needed, or duration required, factoring in returns and time. Ideal for mutual fund investors in India.
How SIP Returns Are Calculated
Formulas used:
Future Value (FV):
FV = P × [((1 + r)^n - 1) / r] × (1 + r), where P is monthly investment, r is monthly rate, n is months.
Monthly Investment (P):
P = FV × r / [((1 + r)^n - 1) × (1 + r)]
Investment Duration (n):
Derived iteratively or approximated for simplicity.
Our calculator provides accurate projections with clear steps!
Understanding Your Results
Your results include:
| Calculation Type | Description |
|---|---|
| Future Value | Total value of SIP investments (in ₹). |
| Monthly Investment | Amount to invest monthly (in ₹). |
| Investment Duration | Time needed to reach the goal (in years). |
Why Use a SIP Calculator?
Plan your investments effectively:
Wealth Creation
Build wealth through mutual funds.
Goal Planning
Achieve financial goals like buying a house.
Financial Discipline
Encourage regular investments.
Key Considerations for SIP Calculations
Ensure accurate planning:
Results are estimates based on fixed return rates. Actual returns vary with market performance.
Use positive numbers for investments, returns, and duration. Returns should align with Indian mutual funds (8–15%).
Results exclude taxes (e.g., LTCG on mutual funds). Consult a financial advisor for tax planning.
Frequently Asked Questions About SIP Investments
Questions about planning SIP investments in India? Here are answers to guide your financial strategy:
It calculates the future value of SIP investments, monthly investment needed, or duration required for mutual fund goals.
Uses the future value of an annuity: FV = P × [((1 + r)^n - 1) / r] × (1 + r), where P is monthly investment, r is monthly rate, n is months.
Depends on type: monthly investment, return rate, duration, or target amount.
Yes! Helps plan mutual fund SIPs for goals like education, retirement, or buying assets.
Yes! All calculations are performed locally in your browser, with no data stored.